Legal Help After an Uber or Lyft Accident in Oklahoma City

Rideshare apps like Uber and Lyft have changed how Oklahomans get around, but when accidents happen, figuring out who’s responsible isn’t always simple. Whether you were a passenger, another driver, or a pedestrian, collisions involving rideshare vehicles in Oklahoma City raise unique legal questions — and big insurance companies aren’t quick to help.

At Aldridge Teasdale, we help injury victims navigate these complex claims and hold rideshare companies accountable. Here’s what you need to know if you’ve been involved in an Uber or Lyft crash in OKC.

1. Who’s Liable in a Rideshare Accident?

Liability depends on what the driver was doing at the time of the crash. That detail determines whose insurance applies:

• App Off: The driver’s personal auto insurance is responsible — not Uber or Lyft.
• App On (Waiting for a Ride): Uber and Lyft provide limited liability coverage.
• Driver En Route or Carrying a Passenger: The rideshare company’s $1 million commercial policy typically applies.

Determining which stage the driver was in can get complicated — especially when insurers try to shift blame. That’s where legal representation makes all the difference.

2. Common Causes of Uber and Lyft Accidents in OKC

Like any other drivers, rideshare operators can make dangerous mistakes — often while distracted by the very apps they rely on. We’ve seen serious wrecks across Oklahoma City caused by:

• Distracted driving while navigating the app
• Speeding to pick up or drop off passengers
• Drowsy driving during long shifts
• Unsafe merging on I-40, I-44, or the Kilpatrick Turnpike
• Negligent maintenance or vehicle defects

When those actions cause harm, the company and its insurers should be held accountable — not the innocent passengers or other motorists.

3. Steps to Take After a Rideshare Crash

If you’ve been involved in an Uber or Lyft accident in OKC, here’s what to do immediately:

• Call 911 and report the accident — always get an official police report.
• Take photos of the scene, vehicles, and rideshare app screen if possible.
• Get medical attention, even if you feel okay. Injuries often appear later.
• Do not give a recorded statement to any insurance company before talking to a lawyer.

Quick action preserves key evidence like trip logs and GPS data that may be deleted within days if not requested through proper legal channels.

4. Why Rideshare Claims Are So Complex

Unlike standard car accidents, rideshare claims often involve multiple insurers — the driver’s personal policy, the company’s policy, and even third-party coverage. Each has its own limits and fine print. Uber and Lyft also classify their drivers as “independent contractors,” which allows them to avoid direct liability in many cases.

Our team at Aldridge Teasdale knows how to cut through these obstacles. We’ve handled complex insurance negotiations and will fight to secure the full compensation you deserve.

5. What You Can Recover

If you were hurt in an Uber or Lyft accident, you may be entitled to compensation for:

• Medical expenses and ongoing treatment
• Lost wages and loss of future earning ability
• Pain, suffering, and emotional trauma
• Property damage and transportation costs

We’ll calculate your full damages — not just what the insurer offers — and pursue every responsible party.

Get a Free Case Review After an Uber or Lyft Accident in OKC

Don’t take on a billion-dollar company and its insurers alone. If you were injured in a rideshare accident in Oklahoma City, Aldridge Teasdale can help you understand your rights and protect your claim from the start.

Request your Free Case Review or call (405) 447-HURT today. You pay nothing unless we win — that’s our promise to Oklahoma drivers and passengers.

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