Is the Insurance Company Lowballing You? What Moore Injury Victims Should Know

If you’ve been injured in a car wreck, slip and fall, or truck accident in Moore, one of the first challenges you’ll face is dealing with the insurance company. And mke no mistake — insurance companies know exactly what they’re doing. Their goal is to settle your claim as quickly and cheaply as possible, even if it means offering far less than your case is worth.

At Aldridge Teasdale, we see lowball offers every day. They’re frustrating, unfair, and designed to take advantage of people who are in pain, stressed, and overwhelmed. This guide breaks down how to recognize a lowball offer — and what Moore injury victims can do about it.

1. What a Lowball Offer Looks Like

After a wreck in Moore — especially around I-35, 19th Street, or Eastern Avenue — many people are shocked at how quickly an adjuster calls with a settlement number. That number is usually:

• Way below your medical bills
• Missing money for future treatment
• Ignoring lost wages
• Not including pain and suffering
• A “take it or leave it” style offer

Insurance companies rush because they want you to accept before you know the full extent of your injuries.

2. Why Insurance Companies Lowball Moore Injury Victims

There’s a simple reason: profit. The less they pay you, the more they keep. Adjusters are trained to:

• Minimize your injuries
• Claim your pain is unrelated to the wreck
• Pressure you to settle before you hire a lawyer
• Act friendly to get you to trust them
• Use your own statements against you

They are not on your side — no matter how polite they sound on the phone.

3. Signs the Insurance Company Is Undervaluing Your Claim

You may be dealing with a lowball offer if the adjuster:

• Tells you it’s “the best they can do” within days of the accident
• Refuses to pay for future medical care
• Claims your injuries are “soft tissue” and therefore worth little
• Doesn’t acknowledge your lost income
• Dismisses your pain as temporary or exaggerated
• Pushes you to close the claim quickly

In Moore, where traffic patterns and high-speed corridors like 12th Street and 19th Street produce significant injury cases, lowballing is extremely common.

4. Why Accepting a Low Offer Can Hurt You Long-Term

Once you take a settlement, you can’t go back — even if you discover new injuries or your condition worsens. A lowball offer may leave you paying out of pocket for:

• Physical therapy
• MRIs or specialist visits
• Ongoing pain management
• Time off work
• Permanent disability or reduced mobility

A fast settlement may feel good now, but it can cost you thousands later.

5. What to Do Before Accepting Any Offer

✔ Get a full medical evaluation

Some injuries take days or weeks to show up. Don’t settle until you understand your condition.

✔ Don’t give a recorded statement

Adjusters use your own words to reduce or deny your claim.

✔ Don’t sign anything without reviewing it

Release forms are final — once you sign, your rights are gone.

✔ Talk to a Moore injury lawyer

A free consultation can show you if the offer is fair — and it rarely is.

6. How Aldridge Teasdale Helps Moore Injury Victims Fight Lowball Offers

We know the tactics Moore residents face because we handle these cases every day. When you hire us, we:

• Calculate the true value of your claim
• Handle all communication with the insurance company
• Document your medical care and long-term needs
• Push back on delays, denials, and excuses
• Negotiate aggressively for a fair settlement
• Bring the case to court if necessary

We don’t let insurance companies take advantage of people who are hurting.

Get a Free Case Review Before You Accept Anything

If you’re feeling pressured to take a low offer after a wreck in Moore, you don’t have to deal with this alone. We’ll review your case, explain your options, and make sure you understand the real value of your claim.

Request your Free Case Review or call (405) 447-HURT today. You pay nothing unless we win.

Internal Link: Moore Car Wreck Lawyer